Whatcom Community College participates in the William D. Ford Federal Direct Loan Program for Stafford Loans and the Parent PLUS Loans (for dependent students).

When you are eligible to actually apply for a loan, you will receive a financial aid email alert. Your alert may include information about your grant awards OR may let you know that you are not grant eligible but you can now apply for a loan. Do not attempt to complete the loan process until you receive your alert. You can see this status on the financial aid portal as well.

To be eligible for either loan program, a student must enroll for at least half-time (6 credits). Your eligibility to apply for a loan is based on your financial aid award.  Once again, do not apply for loans before you receive an alert as described above.

If you owe tuition and we certify your loan application at least two weeks prior to the date tuition is due, you will not be dropped from your classes for non-payment. Submitting a loan application is not enough to meet the requirements to hold your classes—the loan application must be complete and certified by the Financial Aid Office.

A new federal reporting requirement now means that a student must be enrolled for classes at WCC before we can actually process their loan. For example, if a student plans to start winter quarter 2015 and wants to apply for a loan where winter quarter will be the initial quarter of their loan for the 2014-2015 year, then they would have to be enrolled for winter quarter 2015 classes before we would be able to process the loan. Please keep this in mind as you begin the loan process for an upcoming quarter.



If you have difficulties, please contact the Financial Aid Office or Direct Loans at:

Stafford Federal Direct Loans
Direct Loan Servicing Center
p 1.800.848.0983